Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.